The Old Testament The Only Way To Fully Understand The New Testament – gdblu

Just over 50% today! The Old Testiment once again comes alive. It has been way to long since I last read it cover to cover. You real can’t Truly understand the New Testament without reading the old.

Sin is sin. Wrong is wrong! Jesus paid for all those that repent. Keeping in mind He wasn’t sent to save the world. Just those His Father gave Him.

One of most everyone’s favorite:

Psalms 23

1 The Lord is my shepherd; I shall not want.
2 He maketh me to lie down in green pastures: he leadeth me beside the still waters.
3 He restoreth my soul: he leadeth me in the paths of righteousness for his name’s sake.
4 Yea, though I walk through the valley of the shadow of death, I will fear no evil: for thou art with me; thy rod and thy staff they comfort me.
5 Thou preparest a table before me in the presence of mine enemies: thou anointest my head with oil; my cup runneth over.
6 Surely goodness and mercy shall follow me all the days of my life: and I will dwell in the house of the Lord for ever.

Art from 1840 German Bible.

1840 German Bible Wonderful Artwork!

Just wanted to share. At times when I am stressed I have an album on my phone “peaceful photos”. I’ll turn to it and just look at the pictures.

I know Jesus and seeing Him always brings peace. If you look at my Facebook profile my personal one I have an album there with over 200 pictures. Feel free to grab them for yourself. Anxiety runs from our savior!

I hope you like them. I think they are really detailed. Hand drawn!

Also I am starting with a bit of a prompt. In todays world the only thing we can do is get as close to Jesus as we can. #hearhim has lots of wonderful videos etc.

Peace, Love, Acceptance, forgiveness these things are of Jesus. But “he” that has the spirit of contention is of Satan as Jesus has nothing to do with contention! #HearHim

I know Jesus and seeing Him always brings peace.  If you look at my Facebook profile my personal one I have an album there with over 200 pictures.  Feel free to grab them for yourself.   Anxiety runs from our savior!

Addiction, the Diseases! Health Insurance Companies : “Bad Faith, Civil & Criminal Suits Coming”

I read and copied the below as invited. I have been an insurance broker for over 43 years, so of course I have an opinion… lol

I am an insurance broker, Also I am a very highly paid insurance consultant, working with your legal team to explain insurance, and provide the third party proof and source material, while helping with strategy in support of your legal team. I do primarily work of defective construction issues, but also have consulted on auto losses, large Ag losses, professional liability, the more complex the better! If you can’t lose my commercial would be have your attorneys call me. 🙂

Most of my clients, and their attorneys at some point all ask the same question as we are working together. “How do you off hand” just know all these policies.

At a dinner once I was the entertainment for a dozen VP’s of a large national construction company as they would throw a “what if” at me, I would respond with the answer and where in the certain policy by the assigned form #, then quote the coverage. My children growing up use to call and say “hey dad where is that scripture about the degree of sin” or other such, and I would tell them, and they would hit me up with more as their friends would be amazed… I know two things very well. Scripture and Insurance.

How? I am disabled. I have dyslexia, so I can’t read or write as others do. I learned to site read and write. I memorize a word, how it looks, how to spell it and how to say it. Ask me to “read” a new word? I can’t sound it out. I have to memorize it.

What does all that matter?

Insurance claims are usually straight forward. But some complex issues are much like a rubix cube. One fact changes and it changes other things in the policy and coverages also. (which is why Dyslexia is a blessing, as I can see the whole of it)

This has grown over the years to the point I can simply remember what I read, and what I have been taught as well as the source.

I share this so I can say that treating any illness differently than any other illness by an insurance company is text book bad faith. Keeping in mind insurance is a unilateral contract of adhesion. Demanding the highest level of client care of all agreements. Does it seem to you that mental and addiction diseases are being treated as other diseases? Me neither!

The exception to that statement is “exception” and exception is a legal part of the policy which can add or limit or change coverage or how something is going to be handled. It has to be approved by the department of insurance. So if the insurance companies want to treat Addiction and Mental Health diseases differently as they are doing right now, they first would have to get state approval, which they haven’t and can’t get. Why? Because if it is a disease, which it is then they would have to have a reason that it should be treated differently than other Disease. Which they don’t.

What are punitive damages? We all seem to know they are penalties for intentional bad actions. In the insurance world it is called “Bad Faith”.

My 2 cents. I remember years back when mental health and addiction was classified as any other illness. To treat it as anything other than “any other illness” intentionally, and yes this is intentional. Makes this bad faith. Colluding together to all do the same thing?? Where is the DOJ on that one?

The trade off? Premiums would have to increase. The concept of insurance is to spread the risk among a large group of units. (People) . All rate increases also have to be approved.

In the end, medical insurance is going to have to pay for coverage as they should and our rates will have to increase to cover it. To cut health insurance premiums is a different conversation… which I am happy to share as well. It is almost too simple.. Why hasn’t it happened? Just simple greed. I can run it down line by line. But the summary will be greed.

Before the change, first we will see some very large Bad Faith claims and criminal prosecution.

Criminal prosecution? come on GW, how is that? just my opinion but I also believe insurance companies have colluded to act together for their financial benefit to the detriment of their policyholders.

So my opinion is someday we will see insurance companies pay large bad faith claims as well as face criminal charges for taking collective action against their policyholders, for their financial gain. Kind of like when the DOJ goes after the Mob, for rico violations. Interesting, both the mob and insurance carriers are killing innocent people for profit… This is just my opinion. That said, I think if I started to “dig into it” we would find I am more correct than not.

Ps. Most clients don’t know more than it is or isn’t covered getting their advice from the insurance company. Further bad faith and now we add unfair claims practices to it.

If you have a legal team already on this, I would be happy to help.

Below is copied as given permission. Feel free to copy and repost my entire post. Maybe it will help those suffering with mental illness and addiction disease?

In case you didn’t know…..  worth the read please. 

Did you know that addiction is classified in the DSM-5? It’s a mental illness that lives in the brain stem: the same brain stem that serves a critical role in regulating certain involuntary actions of the body, including heartbeat and breathing. Addicts feel that they need their drug of choice (DOC) the same way they feel they need to breathe. 

Did you know that our society treats addiction as a moral issue and pawns it off on law enforcement to “control”? The average stay in jail being 365 days or less. Where addicts are left to detox alone ?

Did you know the detox process can be violent and result in death if not monitored by medical professionals?

Did you know the addict is many times released, and at that time, their serotonin levels are at their lowest, leading to a high crime rate and a higher chance in relapse.        It’s a pun to say that this is criminal but that’s exactly what this really is ….criminal.                                                                                                     

It takes an average of 14-16 months of sobriety for an addict’s brain to balance serotonin levels to that of a neuro-typical brain. Did you know that? 

Did you know that most insurances will only pay for 30 days of treatment for an addict?                                                                          Most times you’re lucky to get even 14 days!

Please get mad about that. I’m begging you …get mad about that.

Did you know that 136 people die everyday from opioid overdose? That’s one person every 10.58 minutes. By the time you’re done reading and processing this post, someone will have died from an opioid overdose. 

Someone’s child. 

Someone’s spouse. 

Someone’s parent.

Someone’s brother/sister.

Someone’s friend. 

Someone’s aunt/uncle. 

Let that sink in. 

Did you know that the two biggest factors that “make” an addict are 

(1) Genetic Predisposition and (2) Childhood trauma. There’s not that “one hit” or that “one decision” that will make an addict. You never really know who is or is not an addict before they ever even pick up. It’s NOT a moral problem. I repeat, addiction is NOT A MORAL PROBLEM. 

Just for a minute let’s take this in a little bit of a different direction.                                                                                                          Did you know that the BRCA gene for breast cancer has a 5-10% genetic predisposition rate? People every day undergo testing and life changing surgeries to avoid it but addiction genetic predisposition is over 50%. 

O V E R  5 0 %. Let that sink in.                                                

You still think addiction is a moral problem?                                                           A parenting problem? 

Too bad there isn’t a surgery to remove addiction huh ?                                                                                               

If there’s one thing an addict would say….it’s that they’re still in there. (I know because I’ve asked.) The person that you knew and loved is still in there. 

They are not their disease. 


Addiction is a disease. Much like diabetes. It has to be monitored everyday. For the rest of their lives. And it’s HARD. It takes support and unrelenting diligence. Like cancer in that it can always reoccur.

The blaming needs to stop. We need to do better. 

The paradigm needs to change. 

Insurance benefits needs to change. 

Public awareness needs to change. 


The next time you hear someone say “ they have a choice “ or you hear others refer to addicts as “ a junkie“ start by educating them because that really is how this works.                                                     

You can make a difference you can change things. It starts with educating yourself and then spreading that knowledge one person at a time. Please I beg you join me in this.

Copied and pasted.  Please do the same…  Be a part of the change!

If it wasn’t this it would be something else.

From the movie “Elizabeth Town”. I’ve kinda adopted this as mine. Seems most of my great ideas or sayings originated somewhere else?

Just to share no $ just send a address to my P.O. Box 3669 turlock ca 95381. Or just a message with your address and how many you’d like.

It’s a nice picture of Jesus reminding to keep Him first. See the photo of the front and back. We laminate them etc ourselves so not high quality. But the message and the picture bring me peace and comfort. I have 4-5 different ones they are about the size of a credit card so fits nicely in your wallet.

No kidding not a con or some other bs. My wife made one of these larger a few years ago and put it on our refrigerator. One of those days when you out your head against the refrigerator and say a prayer for some help. And sure enough Jesus shows up. I opened my eye and read the blurb and saw the picture of Jesus. It changed me life from that minute on.

Let us know which one or ones you’d like. And we will send it to you. No $$ please just pay it forward.

Anyway just get us your address and let us know which ones you’d like.
This is the one from our refrigerator and what’s on the pack of the photo we will send you.

I am going to say. It. Is what it. Is Things change and they cage he fast. If anyone could give you one thing. Just one thing it would be one of these pictures with the reminder to out Jesus first!

Your life will change. Peace, love, joy, acceptance, forgiveness just a big ole hug fromGod Himself is what this is!

Answered Prayers

As I have read the scriptures my entire life over and over with the gift of dyslexia I have the gift of recalling them. Dyslexia for me means I can’t read or write. I have to memorize words by site and sound.

What does that have to do with answered prayers?

I have found that as I pray for anything or anyone if I am still and quite a scripture will come to mind. It just any scripture or some random meaningless for the issue scripture

But a scripture that answers the prayer. Jesus said to “ask” so many times I sometime forget it myself.

If there are but two influences in this world. Satan and the Holy Ghost. When the angels speak the words of Jesus to my heart as I pray then I know it is personal revelation from Jesus. Satan would never speak the words of Jesus

For Jesus has the words of life! When asked if “you will leave me also”. His apostles answered “Where for shall we go for only You have the words of life”

While many scriptures come to mind as I write this small post. They are all the words of Jesus confirming what I have just shared.

What shall you and I do then? Just prayerfully read the scriptures asking that they remain in our hearts to be used to answer our prayers.

This is what is meant by the term “living scriptures”

Peace, love, acceptance, forgiveness and happiness for all that have read these words. For you have not found these words by mistake. You have read them as the Holy Ghost has brought you here to tell you what Jesus would have you do!

I promise. 🙂

A Hundred Little Box’s

100 Little Box’s

I found this treasure at a local antique store. I had to buy it. I have nothing to put in it but think about what I could collect.

Then the darkness comes. I think of all these drawers of little boxes so neatly organized into a cabinet. They are there to hold my memories. You know the memories we are told to box up and put in a box on a shelf. The ones we never want to look at again so we put them away.

I then become sad as I think of the abuses of my childhood and the big box I have them in. Interestingly this cabinet has larger boxes in its lower drawers. I think of being dyslexic and being thought of a mentally retarded in about 1969 ish.

Sadness follows as I some how anchor my feelings I had boxed up and put away to this old box holding cabinet.

Then I think of the challenges of today. I notice that they are more painful and harder than the abuses of my childhood. Yet today they are challenges not abuses or some other victim titled item.

A challenge? Then a prayer. Jesus please strengthen my shoulders that I may handle the burdens placed upon them.

I noticed I didn’t ask for relief from the pain or for some miracle to make things better. I asked for the strength to bear the burdens placed upon my shoulders. Strength not salvation from an issue but strength.

I bought the cabinet! As I was sad and weak when I first thought of it holding the abuses. But now I feel stronger for them and Jesus strengthens me.

I’ll add the picture when it’s delivered. 🙂

Peace, love, acceptance, forgiveness and Jesus. 🙂 GDBLU

Peace, acceptance, Safety & Love

One of my favorite photographers is married to one of my favorite poets.

Steve Delaet takes the photo, that waits for his wife Diane Delaet to add her poetry to it.

For us mortals here we wait with just the feelings instilled in us by the photos of Peace, Acceptance, Safety and Love we feel at its viewing!

I have noticed Sometimes a photo is enough. Other times I need the poetry to capture the feeling.

We always need each other. Notice the beauty the contrast in color and shade creates. Imagine for just a moment is it was all one color or even multi colored but all one texture. What a loss that would be.

This is taken from the Hoppi House at the Enchantment Resort, Sedona Az Oct 2020.

A Note to a Friend

My Friend, It is our pleasure and a gift to be in your company last night!

I am a broken man. Humbled below the dirt. Many of children have broken me over these many years. Drugs surely is Satans tool these days.

Yet In my weakness I have turned to the Savior.

Had I remained uncorrected by Jesus I would have remained and been always that man that is now in chains inside me. As the scriptures tell us God corrects those He loves. Our father in heaven the. Surely loves us both!

I am blessed in my pain.

As I knew of Jesus just enough to find Him. Now I can say I “Knew of Jesus” but now I “know Jesus”

I actually also can say I have found joy in my sufferings and the weakness I love with. In my weakness and pain from that car accident last July he Constantin headaches and Los of use of some fingers physical pain and the mental anguish I have over some of my kids drug, cps and their anger at us.

I have become strong in my faith on Jesus. Stronger than I ever had thought or dreams I could be. Broken yet strong I Jesus. I wouldn’t have chosen this path on my own. Yet now on it I am thankful for the daily pain as it puts me in my knees where I belong.

I am sad more now that I have little chance or opportunity to use my faith. Again I believe it is meant to keep me humble. I remain ready and speak of Jesus to all I meet even a store clerk or new client. Idk maybe that is my calling?

So thanks for going with us to dinner.

I it was great to learn about your business’s etc Seems we all have pain just manifesting itself in different ways.

But pain it is and pain is one of the greatest blessings and gifts we with pride could ever ask for as it puts us on our knees where we belong.

Luv u brother.

Peace, acceptance, humility, love for all and forgiveness for all! For everyone we meet, even as we meet ourselves the for us as Jesus wills it.

GDBLU’s Vision Board.

as you take a look at a vision board. The idea is to keep front and center the things that you want. The things that matter to you. For us we have our Savior at the center of our lives as He rightfully should be. Then I added the things that mattered and I wanted in my life. If you notice it is all family. Our children and grand children. (I need a bigger board) lol… But really what else matters. 100 years from now.. what matters?

This is a small part of my home office.. working from home is great… my office is 2 miles away… but I think I will stay working from home..

Love, peace, acceptance, forgiveness, Jesus from GDBLU to you. Be it so for you today.

If you don’t have love you cant give it!

If you are not at peace how can you help another be at peace?

If you don’t accept yourself, then how can you give acceptance to others. This is a big one.. as bully’s are created here. If someone cant accept themselves they hate others that are different than they are… Hate comes from this one.

Forgiveness! just let it go. is it really that big of a deal? If you accept Jesus and you are forgiven for what you have done.. then it is vital to forgive others as well…

Jesus. “I give you my peace, in this world you will have tribulation… but my peace I give you..

Keep in mind if you want to be like Jesus…. Jesus was a man of sorrows, accustom to grief. He wen to a garden and descended below everything and bleed from every pour, and Jesus “God” said the pain of our sins caused even He, God to tremble n pain! then onto his cross. We all then will go through all this to the extent we can… and find peace and find Jesus…

A Masters Guide for Contractors, Developer and Sub contractors

When I’m asked what I do for a living here is a great example.

If you use indemnity and hold harmless agreements, have strict insurance requirements. Understanding and getting the proper additional insured forms as well as high to hire the right contractors

From a 1mil home, to a billion dollar mixed use develop ember to even diamond mines. I do virtually the same thing.

This is a training video. A master clas on indemnity and hold harmless agreements as well as auto oak insured forms by the proper number

For those that have an interest and qualify you will have an opportunity to work directly with me.

I will set up your next project so it is done int time, within budget and with our defect. If any part of that isn’t true if someone makes a Mistake we will have an insurance company fix it and cover the consequential damages.

Please consider that this is very basic to the few that understand this. The key or Phantom Thread as it were is to be able to understand the every insurance policy for construction is different. The wording of a Indemnity and hold harmless agreement must be exact. The proper Additional Insured forms by form number and revesion date must be exact. The intent is if something does go wrong insurance coverage will attach as you expect it to.

It is too comon for me to read “We shall be named as an additional insured” without the proper wording in the agreement to draw coverage, as well as not specifying which form number.

Please note this is just an example. My work. It was for a very specific us and project. A $250mil build and and now on going operations.

If this is of interest to you. I will invite you to a short webinar, and then see if you qualify to work directly with me. Please check back for that link here, as well as on the GDI blog site that contains this.